College is a big decision. It affects time, money, and the kind of work you can get. This quiz gives you a simple way to judge if a degree fits your goals right now. It also shows real options if the answer is not yet.
Who does this quiz help
- High school seniors who are unsure about the next step
- Career changers who want better pay or stability
- Parents and counselors who want a neutral overview
What to weigh before you enroll
1) Money
Create a simple budget. List tuition, fees, books, housing, and the income you give up while studying. Compare this to realistic post-graduation pay for your target field. Avoid wishful thinking. Use official sources when possible.
- Current pay and risk: Check the Bureau of Labor Statistics summary on earnings and unemployment by education. It shows broad patterns that can help set expectations. See the BLS table.
- Long-term premium: The New York Fed estimates that the annual wage premium for a bachelor’s degree is still large on average. That said, the benefit is not equal for everyone and can be much lower in some fields. Read the overview.
2) Career clarity
If you know the work you want and it requires a degree or license, college is usually the right path. If you do not know your direction, take time to explore. Rushing into an expensive program without a plan can lead to debt with little payoff.
If your main block is choosing a field, try our tool that helps you decide what to major in. It is a quick way to test interests against typical majors.
3) Fit and life situation
Look at your study habits, mental health, schedule, and support. College needs focus and steady work. Some students benefit from starting at community college, taking a lighter load, or waiting one year to save money and prepare.
Alternatives to a 4-year path
You can build a good career without enrolling in a traditional program right away. These options keep doors open and can lower risk.
- Community college and transfer: Earn credits at a lower cost, then move to a university if you like your path.
- Registered apprenticeships: Earn while you learn, with structured training and a nationally recognized credential. Explore how these programs work at Apprenticeship.gov.
- Certificates and bootcamps: Short programs in fields like IT support, cloud, or design can raise your pay faster. Check outcomes before you enroll.
- Military service: For some, serving provides training, benefits, and later education support. If this is on your mind, see our guide to which military branch fits you.
- Work first: A year of full-time work can clarify goals and reduce debt. Keep learning through free courses and projects during this time.
How to check outcomes by school and major
Do not choose based on rankings alone. Look for program-level data: typical earnings, typical debt, completion rates, and net price after aid. The U.S. Department of Education’s tool lets you search by major and compare schools. Open College Scorecard and review the program you have in mind.
If you are leaning toward a licensed profession that needs graduate school, read deeper materials first. For example, if law is on your list, start with our honest overview, should I go to law school, to see costs, outcomes, and fit.
About our quiz
Below, you will find a short self-check. It weighs academic readiness, finances, career clarity, life situation, and support. Your result will not make the decision for you. It will point to a path you can test, with the next steps you can take this month.
